金融機関、疑いのマネーモールに伴う口座閉鎖の増加
金融機関は疑いのあるマネーロンダリングに関与した口座の閉鎖件数が増加しています。2025年には238,396件の閉鎖があり、2023年の184,935件から増加しています。金融行動・規制局（FCA）と国家犯罪庁（NCA）はマネーロンダリングを撲滅するため取り組んでいます。
なぜ重要か. 金融機関は、資金洗浄という現象が金融システムの信頼性と銀行に対する公衆の信頼に影響を与えるため、その対策に取り組む努力を強めています。
01
根拠
- UUK Financial Conduct Authority news規制当局
Financial firms are shutting down hundreds of thousands of suspected money mule accounts, but organised criminal groups are still shifting dirty money through multiple bank accounts before cashing out.
- UUK Financial Conduct Authority news規制当局
An FCA survey found firms have closed an increasing number of suspected mule accounts over the last 3 years: 238,396 suspected mules had their accounts closed in 2025, up from 184,935 in 2023 and 233,269 in 2024.
- UUK Financial Conduct Authority news規制当局
The FCA, NCA, Home Office, the Treasury and industry are leading on 9 system priorities (PDF) as part of the UK’s response to economic crime. The FCA is playing a key role on the money mules priority by working with industry on an action plan to tackle the problem, including better ways for firms and law enforcement to share intelligence on suspected money mule activity.