The OCC reported that 97.7% of mortgages were current and performing in the second quarter of 2026, up from 97.5% in 2025.
Why it matters. Banks and the broader economy are affected as mortgage performance is a key indicator of financial health and stability.
WASHINGTON—The Office of the Comptroller of the Currency (OCC) reported on the performance of first-lien mortgages in the federal banking system during the second quarter of 2026.
The OCC Mortgage Metrics Report, Second Quarter 2026 showed that 97.7 percent of mortgages included in the report were current and performing at the end of the quarter, an increase from 97.5 percent in 2025.
