Equifax expands access to cash flow data solutions via Mastercard Open Finance collaboration

Equifax has expanded its open banking solutions by integrating consumer-permissioned cash flow insights from Mastercard Open Finance, including Cashflow Analytics, Payment Risk Insights, and Transaction Report, allowing lenders and fintechs to use these alongside Equifax credit data for more flexible underwriting.

Why it matters. This expansion gives lenders and fintechs greater choice in open finance providers, helping them better assess creditworthiness and expand access to credit for the 76.1 million thin-file or credit-invisible consumers in the U.S.